the console .... and now cant get rid of it.
"Alter the file “settings.txt” found in your Torchlight 2 Save file.
The save file is found here: %userprofile%\My Documents\My Games\Runic Games\Torchlight 2\save (There's a subfolder in there which is just a bunch of numbers, and in that subfolder is your settings.txt file, along with all of your saved games)
Open the file with a text editor, then press Ctrl+F and search for Console :0. Change the parameter from Console :0 to Console :1 to activate the Developer Console, enabling use of cheat console commands in Torchlight 2.
Now that console is activated, you can open the Console window while in-game by pressing Insert" just reverse that as in "Open the file with a text editor, then press Ctrl+F and search for Console :1. Change the parameter from Console :1 to Console :0
EDIT: You guys really level to 100 legit? Nope, i never finished the game, in fact, most of my characters tend to hang around Act 1 at around level 15-20, and because i play single player on Elite mode as Hardcore i also tend to utilize the in-game console, to give me extra stat and skill points so i dont die within the first few minutes in the game.